07 Nov 08 Loan Modification Testimonials from California Homeowners

When it comes to the home, Americans don’t take lightly to loss of equity, high mortgage payments nor the possibility of foreclosure. If you are late on your mortgage payments you are not alone. Our clients are homeowners just like you and with the financial crisis and high costs of energy it is no wonder why millions of homeowners are currently delinquent on their mortgage.

Our goal is to improve your situation with loan payments that you can afford. Our attorneys and loan modifiers negotiate terms with mortgage lenders and banks all day long. Below are some example of some recent loan modifications that helped our clients keep their home with monthly payments that were realistic with their current income.

Recent Testimonials from California Homeowners that received the following loan work-out.

Clients	Problem Mortgage Loans	Loan Modification Result	Mortgage Lender
Richardson	Pay Option Arm at 7.5% fully am	4% fixed for 5 years. 5% fixed after	Chevy Chase
	2nd at 10.5%	6.5 fixed payment for 30 years	Wamu

Johnson	Pay Option Arm at 8% fully am	6% fixed for 30 years. 30k forgiven	IndyMac Bank

Adams	2/28 Arm at 7.7% before adjustment	5.5 fixed for 10yr.	Litton
	2nd at 11% fixed	7% fixed for 30 years	SLS
Williams	2/28 Arm at 7.8% before adjustment	6% fixed for 5 years.	Ocwen

Apicha	2/28 Arm at 6.6%before adjustment	5% fixed for 10 years	Litton

Flemming	Pay Option Arm at 8.125% fully am	5% fixed rate for 30 years	GMAC